Having a stone-walled house has transformed my living conditions. Previously, thieves would use a blade to cut open the tent or insects would infest our living space during the night. Equity Bank facilitated access to electronic smart cards through which we obtained cash to construct permanent shelter. We were linked to construction material suppliers who would take stock of our purchases and provide a receipt. My family had a bit of money remaining from our allocation and we used it to cement the floor and paint the walls.