Susan hails from Kitui, is a member of Ngwani WFP Group and a beneficiary of EGF’s Financial Literacy Training. She wanted to learn how to plan her finances, including borrowing. Before the training she explained that she had acquired a loan from a local commercial bank without clear consideration of her income. She was glad that the training exposed her to factors borrowers should consider before taking up loans. “Little did I know bank calculations have secrets which are concealed during lending,” she said.