Joel Nzuna is a farmer and adult learner from Machakos County. He produces maize, beans, fruits, livestock and other products. Resource planning and debt management skills were his main challenge. Through the foundation’s financial literacy program, he’s equipped with vital skills to set and plan for his goals. He is now able to plan his income and knows to handle debts. He says, “After the training, I feel good. I can plan my finances well and the debt burden is no more”. His improved financial management skills have enabled him to save and generate more funds for farming.