Joel Nzuna is a farmer and adult learner from Machakos County. He produces maize, beans, fruits, livestock and other products. Resource planning and debt management skills were his main challenge. Through the foundation’s financial literacy program, he’s equipped with vital skills to set and plan for his goals. He is now able to plan his income and knows to handle debts. He says, “After the training, I feel good. I can plan my finances well and the debt burden is no more”. His improved financial management skills have enabled him to save and generate more funds for farming.

Mr. Josiah, a retired teacher from Molo, does farming, but due to climate change and limited access to financial support business dwindled. Through FASRAT project Josiah received agribusiness and financial education. With the bank he managed to get a loan and installed a drip irrigation system & used rain harvested water to irrigate his crops. The 2019 rain delay didn’t affect his business. He is now generating a revenue of Ksh300, 000 per acre and makes KSh 5,000 for his potatoes during low season.

Kinyua, aged 23, completed college and due to unemployment ventured into agribusiness, buying sorghum from farmers and selling it in bulk. His greatest challenge had been lack of knowledge on which financial institution to partner with so as to access financial services and expand his business. Through the FASRAT project Kinyua received financial education,accessed two loans which have expanded his business. Through Equity Bank’s mobile MVNO, and Equitel.